Posts Tagged ‘fixed’

fixed rate home equity loans

Wednesday, October 7th, 2009

What type of home loans exsist?

I have a few already

Adjustable Rate
Fixed Rate
FHA
Equity
Subprime

Is there any other home loan types that I am missing?
Okay, Please Don’t Post links to your website. I’m not looking to apply for a home loan. I just want to know what type of home loans exist.

Balloon mortgage

With this type of loan, you will make monthly payments for a fixed amount of time, with a fixed interest rate. The difference is that at the end of the payment schedule, you will owe the unpaid balance in one lump sum. If you use a balloon mortgage, you will find that the interest rates are much lower than either a fixed rate mortgage or an ARM.

The obvious negative to this type of loan is that huge payment due at the end, but if you are planning to hold the house for a short period of time, then this might be the loan for you.

You can check this link for more information

FIXED RATE PRIVATE STUDENT LOAN CONSOLIDATION APPLY ONLINE